What is UM/UIM Coverage & Why it Could Cost You?

UM/UIM Coverage

WHAT IS IT? Often overlooked and misunderstood,  UM/UIM coverage (uninsured underinsured motorists) will vary slightly by state but the underlying concept is generally the same.  Coverage may consist of 3 parts : UM or UMBI –  related to medical bills, lost income and pain and suffering when the other driver is at fault and had no insurance coverage […]

Will my credit rating change my insurance rates?


I was recently asked this question by one of our Performance Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like […]

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